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SINGAPORE: Over the last two weeks, I came across several online posts about Singaporeans with multi-million dollar life insurance policies. This got me thinking: How much is too much? How do we decide on what type of insurance policy to buy and when? In my parents’ time, insurance was a simple affair: In most cases, because disposable incomes were lower, many went without them. If they did get insurance, they had one adviser they trusted to recommend a handful of plans that covered basic needs. Today, the environment looks vastly different. There is insurance for health, business, travel, homes, even retrenchment. There are new plans covering cyber risks, your pets and even events like your weddings, too. READ: Pandemic-proofing: Insurance may never be the same again According to the Life Insurance Association, the number of life policies has more than tripled over the last 20 years, and we pay almost four times more in annual premiums for life insurance compared to … [Read more...] about Commentary: When it comes to insurance, less is more for young adults starting out

DUBLIN: Ireland began the Andy Farrell era with a scrappy home win over Scotland in February and the coach ended an inconsistent first year in charge with a somewhat improved 31-16 victory over the same opponents in the Autumn Nations Cup on Saturday. Two tries from wing Keith Earls and one for prop Cian Healy in a 10-minute spell either side of halftime did the damage as Ireland recovered from a poor start to claim third spot in the tournament cobbled together during the COVID-19 pandemic. "We feel that we aren't at the top table yet, we haven't been able to win away from home against the big teams like France and England but we've won every other game" captain Johnny Sexton said in a pitchside interview. "The performances haven't been amazing for 80 minutes but we back our coaches, we think they're doing an outstanding job. Very different to the previous regime and it takes a bit of getting used to but we're happy with our progress." Ireland's recent set-piece and breakdown … [Read more...] about Rugby: Ireland take their chances to beat Scots 31-16

THE SIX Nations is in week three and Wales have won a Triple Crown against England. England won the accolade last year but had hopes of repeating the feat in 2021 snuffed out by Scotland at Twickenham on the opening day . What is a Triple Crown? The Triple Crown is contested amongst the home nations, where if England, Scotland, Wales or Ireland are successful in all three games they are then crowned winners of the 'Triple Crown.' As Scotland were swept aside in their 34-7 defeat to  Wales last weekend they will be unable to achieve the accolade this time round. It is uncertain where the name surfaced but it is believed that it's origins date back to the Home Nations Championship - the predecessor to the Six Nations, which saw only the home nations involved. Prior to 2006 there was no trophy awarded for anyone who had achieved the Triple Crown and it was in turn called the 'invisible trophy.' However Barry Hooper, Head of External Communications at the Royal … [Read more...] about What is a Triple crown in the Six Nations and have Wales, England, Scotland or Ireland won it most?

LONDON: Jonny May scored twice, including one of the all-time great individual Twickenham tries, as England delivered a defensive masterclass to beat an inexperienced Ireland 18-7 on Saturday and make it two wins out of two in the Nations Cup. The winger's two scores and two Owen Farrell penalties had England 18-0 ahead early in the second half and they then defended brilliantly until Jacob Stockdale crossed late on to reward Ireland for their worthy efforts. England top the group A standings on nine points with one game remaining away to Wales and remain on course for a potential competition decider at home against France or Scotland, who meet on Sunday. It was something of a strange performance from England, who were always in control but barely fired an attacking shot in the second half, seemingly content to display their impressive defensive organisation and aggression as Ireland banged away in midfield. Nonetheless, it was their fourth successive win over Ireland and … [Read more...] about Rugby-Spectacular May try helps England see off Ireland

DUBLIN: Ireland announced some of Europe's toughest COVID-19 constraints on Monday (Oct 19), shutting non-essential retail, limiting restaurants and pubs to take away service and telling people not to travel more than five kilometres from their home. Ireland imposed one of Europe's longest lockdowns during the first surge in coronavirus cases and eased restrictions at such a cautious pace that pubs that only serve drinks in Dublin had not reopened by the time a rise in infections prompted a tightening of curbs. This time, schools will stay open and essential services such as construction are allowed to continue, Prime Minister Micheal Martin said, as he moved the country to the highest level of restrictions, Level 5, for six weeks from midnight on Wednesday. Hotels may remain open, but only if their rooms are needed by essential workers. "The evidence of a potentially grave situation arising in the weeks ahead is now too strong," Martin said in a televised address, two weeks … [Read more...] about Ireland imposes some of Europe’s toughest COVID-19 curbs